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It can be! Many people qualify for free or low-cost plans through federal subsidies based on income. Some plans cost as little as $0 per month after applying credits.
The Open Enrollment Period usually runs from November 1 to January 15, but you can apply anytime if you qualify for a Special Enrollment Period (for example, if you lost coverage, moved, or had a baby).
The federal penalty was removed in 2019, but some states have their own penalties for being uninsured.
Healthinsurancefree.org is privately owned and operated by Caley Insurance Franchising. Invitations for applications for insurance on https://healthplansonline.org/ are made through Caley Insurance Franchising Corp. NPN #18845156 or through its designated agent, Emilia Blanco, only where licensed and appointed. Submission of your information constitutes permission for an agent to contact you with additional information about the cost and coverage details of health plans. Possible options include, but are not limited to, Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. For a complete description, please call to determine eligibility and to request a copy of the applicable policy.